After a Short Sale Happy Homeowners Again

In this world of bad news, here is something to shout about. Another family is moving into their home they have worked so hard to be able to buy.

There was a time when this family thought they would never own a home again, but with a plan of action they were able to qualify for a home loan.

Building credit after a loss in income and paying off the debit that is accumulated is hard work! But with persistence it can be done.chapman_afters-5-of-8-1-1-e1476629344482-628x354

That is what Rick & Salley have done. One bill at a time, one payment deleted and on to the next credit card.

And when the Loan officer said, “Your Qualified”!! It was all worth it. Now the hard work paided off, they could again be home owners.

I am happy to say that I was able to help this family make a plan and get to the place in their life where they are now homeowners.

And the home I found for them was just what they were dreaming of.

If you feel like there is no light at the end of your tunnel, give me a call I can help you!

It takes a lot of work on your part so make sure you are willing to go the distance, and at the end you can look back and say “It Was Worth It”.

Scott Roes

Accredited Buyer’s Representative 602-696-4570

#sell-home-fast-phoenix, #we-buy-houses-phoenix

OFF MARKET OPPORTUNITY – Property For Sale BUCKEYE AZ

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OFF MARKET OPPORTUNITY

10 ACRES IN BUCKEYEoff-market-sale-property

CROSS STREETS ARE I-10 AND S JOHNSON RD

PROPERTY HAS PAVED FRONTAGE AND ELECTRICITY ON JOHNSON ROAD. THIS AREA IS DEVELOPING VERY FAST. THIS PROPERTY LOCATED LESS THAN 1 MILE FROM INTERSTATE 10 IN BUCKEYE. ZONED R-43. 5OK

Call SCOTT 602-696-4570  FOR FURTHER DETAILS…

#arizona, #buckeye, #home-buyers, #land-for-sale, #off-market-property, #phoenix, #realestate, #realtors

Can’t Afford Your Mortgage Payments? We Can Help!

Are you struggling to make your mortgage payments? And are you having difficulty selling your Phoenix house?

If chose to rent your property out, would the rent cover your arrears, building insurance, service charges, maintenance, void periods, increases in the interest rates of your mortgage, and property management fees?

Until now, renting out your property and living in a tent with the family was the only choice for many people who could not afford their mortgage payments and could not sell their property fast enough.

We’ll Pay Your Mortgage, Buy Your Phoenix Home Fast!

Introducing a system where you can simply hand over your mortgage responsibility, and WE WILL PAY YOUR MORTGAGE and all your other property related expenses until we are able to get your property sold. This means if you want to sell your property in Phoenix, and you are either financially unable to pay your mortgage, and your property is not selling, as long as you qualify, we will pay your mortgage and look after all your property costs until we are able to complete a sale for your property.

This is a great option for the following reasons;

  1. If you are unable to sell your property in a particular time period. For example if you need to emigrate or relocate by a certain date. Or, if you are about to be repossessed and you can’t sell your property fast.
  2. If you don’t have enough equity in your property to discount it for a quick sale because the mortgage is close to the market value, and any discount would mean you will owe the bank money.
  3. If you don’t want the hassle of renting your property outand having all the costs associated with it
  4. If there is simply no money in your property, and it’s not selling
  5. If the property represents bad memories for you and you just want to sell your property quick

You can literally hand us the keys, leave whatever you want in the property, furnishings, cats, dogs (no children please), car etc, and we take care of the lot. It’s all done through your solicitor to ensure all your responsibilities are safely and fully transferred to us and you can move on with a fresh start elsewhere.

As we have purchased property from sellers in this manner within as little as 1 hour, it represents a great solution with a way out of what would otherwise be a very sticky problem.

How do you qualify for Cash For Your Home AZ to pay your mortgage?

As we are a private company and not a charity, we cannot pay everyone’s mortgage. We do have a strict qualification criteria and it is based on calculations and assessments we make including;

  1. Property Location
  2. Mortgage amount
  3. Monthly payments of your mortgage
  4. Term remaining on your mortgage

To see if you qualify to legally transfer your property to us and have us pay your mortgage if you can’t, please contact us on the form here OR Call (602) 696-4570 and we will assess your situation to see if we can help.

#foreclosure, #mortgage, #we-buy-houses-phoenix

Home for Sale in Scottsdale

4525 N 66th St #125 Scottsdale

Offered at $162,200

 

scottsdale

LOCATION LOCATION LOCATION -Showing Noon to 1pm Today. WOW, Lowest priced home in Case Del Monte. A smaller model is Pending at $199,500, use that price difference and make this your dream home with your custom finishes. A Premiere Location next to the Phoenician Resort, walking distance to Famous Fashion Square Mall and Old Town Scottsdale. This home is move in ready and is spacious with a beautiful atrium that provides natural sunlight. Very large master suite with 10 foot ceilings and views of Camelback Mt. Master bathroom is remodeled and has a large walk in closet. Split floor plan, 24 foot covered patio and wood shutters throughout. No age restriction. THIS IS MAINTENANCE FREE LIVING ! HOA covers almost everything – Gym, 24hr guard station, maintenance front and back yard, 3 pools, 1 heated, tennis, clubhouse, Welcome home. Monthly Land Lease and HOA, Call Scott 602.696.4570

#house-for-sale-in-scottsdale, #houses-for-sale-in-scottsdale, #scottsdale-houses-for-sale

Sell Your Phoenix House For CASH Without Realtor

To effectively sell your property on your own, you have to market it well.

Putting up fliers and signs around your neighborhood can generate some calls, and there’s a lot of free websites where you can post information. But often just putting up flyers and an open house isn’t enough if your house doesn’t appeal to the average Phoenix home buyers.
Some of the reasons you think you don’t need a realtor would be:
  • Houses in your price range in your neighborhood generally sell pretty fast as most buyers are first time owners and would love to get into your neighborhood. Of course, it needs to be priced right and you are pretty confident You have as good a pulse on our neighborhood as anyone else.
  • You know how to stage a home. Having looked at hundreds of houses online over the past few months, you have a pretty good idea of what you would do to stage it right. You plan on getting a storage unit, moving out everything non-essential (tough with 2 kids < 3) and then when there’s a showing, moving all the other stuff into the garage to make the house look as staged as possible at all times.
  • You can take pretty good photos. You do not need to be a professional photographer but You should have a DSLR that you are pretty good with. And having seen all the houses recently online, You can probably take better photos than 80% of listings.
  • You are fine with paying a buyer’s agent their full commission.
  •  You need to make a punch list of cosmetic items you are going to take care of before listing the property.

If you want to avoid paying any commissions, you can also sell your Phoenix house to investors like us for CASH

We fair prices for properties – and we can close fast (in as little as 3-5 days if you need to).
Sometimes we’ll purchase Phoenix houses, fix them up, then rent them out… sometimes we’ll fix them up and sell them to other people looking for great homes in the area, and a lot of other reasons, too – but we love to hear from people like you who are thinking of selling anywhere in .
We’re investors who care a lot about Phoenix.

We close fast and pay cash in as little as just 3-5 days. Give us a call now at

(602) 696-4570

#home-selling, #homestaging, #realestate, #sell-house-fast-phoenix, #sell-my-house-fast-phoenix, #we-buy-houses, #we-buy-houses-phoenix

How to Find a Mortgage Banker or Lender in Phoenix

After you found the home you like, and done with other essential things before buying a home, the next step is to choose a mortgage lender. Shopping for a mortgage involves more than just looking for a good interest rate; you want to work with only the best local mortgage lenders, top professionals who will explain the ins and outs of the process.

Source: https://www.nerdwallet.com

The internet is a good place to start finding the best mortgage loan resource. By doing a broad online search for mortgage rates in Phoenix area, you will get a good sense of the market. I highly recommend emailing a bunch of different local lenders and mortgage brokers around you asking for rates, fees, etc. There is no reason to be loyal to your bank, or a local credit union or any other mortgage lender. As long as you don’t default, all lenders are essentially the same. Treat getting a loan like a business transaction and demand lenders to compete for your business.

Get bids, get them to send you a good faith quotes, which they should give you for free. Then send the GFE to other lenders. Read reviews of lenders online. Get the one with the lowest rate.

A local mortgage lender is good choice because of the generally better service you can expect, but there are good brokers out there with the big banks as well. And they sometimes have access to rates the smaller guys don’t, so the another best option is to shop around and meet face-to-face with a few different local mortgage brokers. Find one that you’re comfortable with and get referrals from others to find out how attentive they are throughout the process. Don’t worry so much about which bank they represent; weigh the costs with the expected service and make the choice that’s right for you.

Learn how new mortgage rules may help you when you shop for a mortgage.

Still want to know more ideas or couple of more suggestions about lenders around Phoenix? Call Scott Roes 602-696-4570 or visit website

 

#lender, #mortgage, #mortgage-loan, #phoenix, #phoenix-houses, #realestate

Selling Home in Phoenix Without Listing in the MLS?

phoenix header

Over 90% of transactions happen through the MLS – that’s the Multiple Listing Service. It’s the main database that all the brokers in Phoenix use to access information for their clients on the houses, condos, land and investment properties for sale, along with data on the sold prices.

In most sales in Phoenix, roughly half of the commission you pay as the seller goes to pay for the buyer’s broker. If you are not paying buyer agent commission, who is going to bring buyers to your place? If you are doing truly FSBO, don’t expect there are a lot of traffics to your open house.

If you aren’t paying buyers’ agents 3% they aren’t going to show your place, no matter how great your marketing is. And buyers who are working with agents have already agreed to pay them a commission if they find a house so they probably aren’t going to legally be able to cut the agent out, they’d have to pay the agent 3% out of their own pocket. And who has that kind of cash?

By not listing in the MLS you’re reducing your pool of buyers. In a super hot market, or if you’re in a super hot part of town, sometimes you can get away with a FSBO, will just depend on how badly you want to sell.

Looking to sell your home in phoenix? Call Scott Roes +1 602-696-4570. FREE Home Evaluation, No Obligation!

Congratulations to my client Brian who closed on his new home today. 1920 bungalow in the heart of Phoenix. Sweet home! Enjoy

 

#home-selling, #phoenix-homes