Can’t Afford Your Mortgage Payments? We Can Help!

Are you struggling to make your mortgage payments? And are you having difficulty selling your Phoenix house?

If chose to rent your property out, would the rent cover your arrears, building insurance, service charges, maintenance, void periods, increases in the interest rates of your mortgage, and property management fees?

Until now, renting out your property and living in a tent with the family was the only choice for many people who could not afford their mortgage payments and could not sell their property fast enough.

We’ll Pay Your Mortgage, Buy Your Phoenix Home Fast!

Introducing a system where you can simply hand over your mortgage responsibility, and WE WILL PAY YOUR MORTGAGE and all your other property related expenses until we are able to get your property sold. This means if you want to sell your property in Phoenix, and you are either financially unable to pay your mortgage, and your property is not selling, as long as you qualify, we will pay your mortgage and look after all your property costs until we are able to complete a sale for your property.

This is a great option for the following reasons;

  1. If you are unable to sell your property in a particular time period. For example if you need to emigrate or relocate by a certain date. Or, if you are about to be repossessed and you can’t sell your property fast.
  2. If you don’t have enough equity in your property to discount it for a quick sale because the mortgage is close to the market value, and any discount would mean you will owe the bank money.
  3. If you don’t want the hassle of renting your property outand having all the costs associated with it
  4. If there is simply no money in your property, and it’s not selling
  5. If the property represents bad memories for you and you just want to sell your property quick

You can literally hand us the keys, leave whatever you want in the property, furnishings, cats, dogs (no children please), car etc, and we take care of the lot. It’s all done through your solicitor to ensure all your responsibilities are safely and fully transferred to us and you can move on with a fresh start elsewhere.

As we have purchased property from sellers in this manner within as little as 1 hour, it represents a great solution with a way out of what would otherwise be a very sticky problem.

How do you qualify for Cash For Your Home AZ to pay your mortgage?

As we are a private company and not a charity, we cannot pay everyone’s mortgage. We do have a strict qualification criteria and it is based on calculations and assessments we make including;

  1. Property Location
  2. Mortgage amount
  3. Monthly payments of your mortgage
  4. Term remaining on your mortgage

To see if you qualify to legally transfer your property to us and have us pay your mortgage if you can’t, please contact us on the form here OR Call (602) 696-4570 and we will assess your situation to see if we can help.

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#foreclosure, #mortgage, #we-buy-houses-phoenix

How to Find a Mortgage Banker or Lender in Phoenix

After you found the home you like, and done with other essential things before buying a home, the next step is to choose a mortgage lender. Shopping for a mortgage involves more than just looking for a good interest rate; you want to work with only the best local mortgage lenders, top professionals who will explain the ins and outs of the process.

Source: https://www.nerdwallet.com

The internet is a good place to start finding the best mortgage loan resource. By doing a broad online search for mortgage rates in Phoenix area, you will get a good sense of the market. I highly recommend emailing a bunch of different local lenders and mortgage brokers around you asking for rates, fees, etc. There is no reason to be loyal to your bank, or a local credit union or any other mortgage lender. As long as you don’t default, all lenders are essentially the same. Treat getting a loan like a business transaction and demand lenders to compete for your business.

Get bids, get them to send you a good faith quotes, which they should give you for free. Then send the GFE to other lenders. Read reviews of lenders online. Get the one with the lowest rate.

A local mortgage lender is good choice because of the generally better service you can expect, but there are good brokers out there with the big banks as well. And they sometimes have access to rates the smaller guys don’t, so the another best option is to shop around and meet face-to-face with a few different local mortgage brokers. Find one that you’re comfortable with and get referrals from others to find out how attentive they are throughout the process. Don’t worry so much about which bank they represent; weigh the costs with the expected service and make the choice that’s right for you.

Learn how new mortgage rules may help you when you shop for a mortgage.

Still want to know more ideas or couple of more suggestions about lenders around Phoenix? Call Scott Roes 602-696-4570 or visit website

 

#lender, #mortgage, #mortgage-loan, #phoenix, #phoenix-houses, #realestate